.policy-flat-header{position:relative;min-height:360px;display:flex;align-items:center;justify-content:center}.policy-flat-header-bg{position:absolute;top:0;left:0;width:100%;height:100%;background-size:cover;background-position:center;background-repeat:no-repeat;z-index:0}.policy-flat-header-overlay{position:absolute;top:0;left:0;width:100%;height:100%;z-index:1}.policy-flat-header-content{position:relative;z-index:2;text-align:center;padding:80px 20px}.policy-flat-header-title{font-size:3rem;font-weight:700;margin-bottom:1rem;text-shadow:2px 2px 4px rgba(0,0,0,.3)}.policy-flat-header-subtitle{font-size:1.25rem;font-weight:300;text-shadow:1px 1px 2px rgba(0,0,0,.3)}.policy-flat-header-default{background:linear-gradient(135deg,#f8f9fa 0%,#e9ecef 100%);color:#495057}.policy-flat-header-default .policy-flat-header-title{color:#495057;text-shadow:none}.policy-flat-header-default .policy-flat-header-subtitle{color:#6c757d;text-shadow:none}.policy-flat-content{background-color:#fff;padding:60px 0 80px}.policy-flat-container{width:90%;max-width:1400px;margin:0 auto;padding:0 20px}.policy-flat-main-title{font-size:2.5rem;font-weight:600;color:#212529;margin-bottom:2rem;border-bottom:3px solid #e9ecef;padding-bottom:1rem}.policy-flat-intro{font-size:1.125rem;line-height:1.8;color:#495057;margin-bottom:3rem;font-weight:300}.policy-flat-section-title{font-size:1.75rem;font-weight:600;color:#343a40;margin-top:2.5rem;margin-bottom:1rem;border-left:4px solid #0ca3d0;padding-left:1rem}.policy-flat-section-content{font-size:1rem;line-height:1.8;color:#495057;margin-bottom:1.5rem}.policy-flat-list{margin:1.5rem 0;padding-left:0;list-style:none}.policy-flat-list li{position:relative;padding-left:30px;margin-bottom:12px;line-height:1.7;color:#495057}.policy-flat-list li:before{content:"•";left:0;color:#0ca3d0;font-weight:700;font-size:1.2rem}.policy-flat-list.check-list li:before{content:"✓";color:#28a745;font-size:1rem}.policy-flat-contact-list{padding-left:0;list-style:none;margin-left:0}.policy-flat-contact-list li{position:relative;padding-left:18px;margin:8px 0}.policy-flat-contact-list li:before{content:"";left:0;top:.95em;background-color:#0ca3d0;border-radius:50%;transform:translateY(-50%)}}.policy-flat-table-wrapper{margin:2rem 0;overflow-x:auto;border-radius:8px;box-shadow:0 2px 8px rgba(0,0,0,.05)}.policy-flat-table{width:100%;border-collapse:collapse;background-color:#fff;font-size:.95rem}.policy-flat-table th{background-color:#f8f9fa;padding:15px 12px;text-align:left;font-weight:600;color:#495057;border-bottom:2px solid #dee2e6;font-size:.9rem;text-transform:uppercase;letter-spacing:.5px}.policy-flat-table td{padding:12px;border-bottom:1px solid #e9ecef;color:#495057;vertical-align:top}.policy-flat-table tr:hover{background-color:#f8f9fa}.policy-flat-table tr:last-child td{border-bottom:none}.policy-flat-content a{color:#007bff;text-decoration:none;transition:all .2s ease}.policy-flat-content a:hover{color:#0056b3;text-decoration:underline}.policy-flat-updated{margin-top:3rem;padding-top:1.5rem;border-top:1px solid #e9ecef;font-size:.9rem;color:#6c757d;font-style:italic;text-align:center}@media (max-width:1400px){.policy-flat-container{width:92%;max-width:none}}@media (max-width:1200px){.policy-flat-container{width:92%}}@media (max-width:768px){.policy-flat-header{min-height:280px}.policy-flat-header-content{padding:60px 20px}.policy-flat-header-title{font-size:2.25rem}.policy-flat-header-subtitle{font-size:1.1rem}.policy-flat-content{padding:40px 0 60px}.policy-flat-container{width:94%;padding:0 15px}.policy-flat-main-title{font-size:2rem}.policy-flat-section-title{font-size:1.5rem;margin-top:2rem}.policy-flat-intro{font-size:1rem}.policy-flat-table th,.policy-flat-table td{padding:10px 8px;font-size:.85rem}}@media (max-width:480px){.policy-flat-header-title{font-size:1.875rem}.policy-flat-main-title{font-size:1.75rem}.policy-flat-section-title{font-size:1.375rem;padding-left:.75rem}.policy-flat-list li{padding-left:25px}.policy-flat-container{width:96%;padding:0 10px}}.policy-flat-spacer{height:2rem}.policy-flat-spacer-large{height:3rem}